How to make money with a market research job

Have you ever been wandering the shopping mall and had someone stop and ask you if you would like to take part in a market research survey? Market research and advertising is big business today. There are people asking questions in election polls over the phone, stopping viewers outside movie theatres and even giving away free products on commercial TV, if you simply call their 800 number and tell them what you liked or didn't like about their candidate, food product or commericial advertising - and these people will pay some serious money for your responses!

Pinecone research, formerly Acorn, does market research surveys on-line. You can make money and receive free products for doing 10 minute surveys on everything from cereal to furniture polish. I found out about this through Consumer Opinion Services (the market researchers at malls and grocery stores). If you go to Pinecone's home page, you will find a toll free 800 number to call to get started. Your first on-line survey, about you, will pay five dollars in cash. Once you are in the system as a surveyor, they pay you $5 by check for each survey. You also may receive free products, anything from shampoo to cereal to try out at home. These researchers are serious about the questions. Based upon your answers, they will change the product, the packaging, the price, or even the advertising campaign.

Pinecone's web site is specifically formatted to your computer equipment at sign-up even if you are a WEBTV user, so the product displays and questions are easy to read and respond to in a hurry. One note of caution however, you must have a working telephone and email in case of additional follow-up questions, but they almost never call unless a question has been skipped. Also, personal information such as income, race, and ages of family members are asked to determine demographics or target audience of sales.

Sometimes these little surveys will put you on a major list if you are a registered voter for a "focus group" - if you are asked to go to one of these, usually for political candidates and issues, they can pay over $50 and feed you dinner or lunch! So the next time you are stopped at the mall, remember the market researchers are asking you to make a difference in their advertising.

Often a researcher will ask your age or source of income. Anyone who works for a grocery store, advertising or market research are excluded. This is because many of the products have not yet been introduced to the market and they do not want a professional in the field to give away their secrets. This makes many of the surveys fun and adventurous since some of the products are SO new they appear bold or even funny at first presentation to the public.

Radio and TV stations often do "listener" or "viewer" surveys. After an initial phone call, they send you a packet to keep track of what stations you hear or watch often and they also pay a small stipend for your trouble or send demo records/videos for your review. In order to find out more, go to FREE STUFF in your search engine or look for Pinecone Research, Greenfield, or observe closely those 800 numbers on the products that you buy. Even a short letter to a company whose products you appreciate can produce a coupon or free sample from the company.

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How to Make a Money as an Internet Writer

1. Step 1
   Step 1) With unemployment so high, many people are turning to internet writing as their sole source of income or as another source of income. I make about $500 a month writing on the internet for various sources--Here's how I do it. The first step in making money on the internet is WRITING AN ARTICLE A DAY FOR VARIOUS ONLINE JOURNALISM SITES. Make sure it's something somebody cares to read about. Write one article a day, 7 days a week for the following sites: ehow, firehow, bukisa, triond, and associated content. Before long, you will be making some money from the internet.
   
2. Step 2
   Step 2) The second step in making money from internet writing is WRITING AND SELLING AN EBOOK. Choose a topic that people want to read--how to start a small business in the recession, how to make ends meet, etc.--and write a 100 page ebook about it. Then promote it in various places including online journalism sites, craigslist.com, backpage.com, and ezine.com. Have links to your ebook on everything you write. Promote your ebook everyday 7 days a week for an hour at a time and before long you will be making money from the sell of your ebook online.
   
3. Step 3
   Step 3) The third step in making a living as an internet writer is CREATING A BLOG. Create your own blog with something that you are interested in and something that others are interested in and write one article daily for your blog. Have as many people as possible join your blog and have google ads placed on it. Hence, everytime somebody clicks on a blog link, you'll be paid a commission. This is a really good way to make a living as an internet writer that I am just now getting into.
   
4. Step 4
   Step 4) I hope this has been a helpful article on how to make money as an internet writer. Good luck!
   

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Find scholarships for school before borrowing money

Staff Writer, The Career News

NEW YORK, NY -- According to recently released reports from the College Board, most students and their families can expect to pay, on average, from $172 to $1,096 more than last year for this year's tuition and fees, depending on the type of college. Even with the increase in federal grant funding, for many students they may still not be able to cover all their educational costs, forcing many students to borrow for their education. Among 2007-2008 bachelor's degree recipients, over two thirds had borrowed over $20,000.

For many students, private scholarships can help reduce student loan borrowing. Unlike student loans, scholarships do not have to be repaid. There are millions of scholarships offered every year from private sponsors. In general, scholarships are awarded to students based on particular qualifications, such as academic, athletic or artistic talent. Awards are also available for students who are majoring in a particular field or are affiliated with a national organization, or who are members of underrepresented groups. Many scholarships also require demonstrated financial need.

There are several free scholarship and grant databases available online. With more than 1.7 million scholarships and grants worth more than $7 billion in funding, the FindTuition scholarship search is the largest, most accurate and most frequently updated database online. To search scholarships and grants now based on your academic or other unique qualifications, go to FindTuition.com.


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Is Your Job Costing You Too Much Money?

Anthony Balderrama, CareerBuilder.com writer

When you're considering a job offer, you can't help but factor in salary. Money matters, unless you have a sizable nest egg that lets you spend without care. That is not the case for most workers.

Instead, you have to consider the cost of your rent or mortgage, student loans, monthly bills, food and other expenses. A dream job can quickly lose its glimmer when you realize it doesn't pay nearly enough to survive.

But do you continue to examine your expenses once you've accepted the job? If you're strapped for cash on a regular basis, have you resigned yourself to thinking you need to earn more? Well, until that happens, you might want to examine what your job is costing you, not paying you. Many workers forget the indirect expenses of work, such as wardrobe, transportation and food. If you can cut down or make alternative arrangements, you might be able to boost your bank account even without a pay raise.

Here are six ways your job might be costing you:

1. Clothing and dry cleaning

Whether you wear suits or jeans, clothes cost money and you have to replace your work attire regularly. If you have to wear dress clothes, the upfront cost is already steep, but then you're stuck taking them to the cleaners every week. Or you have to buy enough clothes to go to the cleaners less frequently. Either way, you're stuck shelling out cash.

2. Transportation

Unless you can work from home or walk to work, getting to your workplace probably costs you money. Public transportation is usually cheaper than driving, but it often takes longer, so it costs you time.

But if you're driving, don't just look at the price of gas, which definitely puts a dent in your pocket. The back-and-forth of everyday commuting puts more miles on your car, which translates into more maintenance and eventually a need to replace the car sooner than if you worked close to home. And if you have to pay tolls, that's yet another expense to consider.

3. Food

One of the easiest ways to save money during the week is to pack your lunch. Unfortunately, life often interrupts the best-laid plans and you end up going out for lunch, which means you spend a few dollars here, a few dollars there, and by the end of the week you've spent 50 bucks on lunches alone. For many workers, job-related activities take up more than 40 hours each week. From the time you leave in the morning to the time you return home, you might have been gone for 12 hours, and that means you probably don't have time or energy to cook dinner. Therefore, you'll be picking up food on the way home.

4. Child care

If you have children, you know how expensive child care is. The cost depends on many factors, such as the child's age and how long the care is for, but it's never cheap. Several studies have shown that many working parents spend most of their paychecks on child care, and sometimes parents who work part-time end up losing money. Unless you have an on-site day care that saves you money or can arrange a more affordable deal with a friend or relative to care for your child, this expense is one you can't avoid.

5. Housekeeping

OK, many people consider housekeeping a luxury, and that's fair. However, if your job takes up so much of your time between hours worked and the commute that you're gone 75 hours each week, you're not left with much free time. Therefore, you might feel inclined to have someone clean your house while you're working so you can enjoy yourself when you get home. A job that takes up less of your time would allow you to do chores without feeling like you're wasting your few hours of freedom.

6. Cell phone and entertainment

If you have to use your cell phone for work, your company might cover the cost. Not all companies do, however, and employees are stuck paying for expensive smart phones out of their own pockets because they're expected to be on call every day. They need to be able to access e-mail and send documents at a moment's notice, and these phones and their service plans are expensive.

Some jobs also involve entertaining clients. Again, many companies provide expense accounts, but not all of them do. If you get stuck taking clients to lunch or drinks on a regular basis, that cost adds up, especially if you're driving them around yourself. Just be certain that you're earning more from their business than you're spending.

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Work From Home With Temp Writing Jobs

By: Warren Wong

You have all the flexibility you could ever want in a job when you take temp writing jobs and work from home. There are many people who need the services of a writer for small and large projects, such as creating web content for sites, preparing sales letters, resume writing, writing ebooks and more. If you have a talent for creating exciting and informational content and you have a good grasp of English grammar and punctuation, you can earn a good living working at these types of jobs.

Freelance writers are in big demand for magazines, companies and individuals. There are also free sites on the Internet where you can post submit articles and get paid a percentage of the advertising revenue earned by that site. The pay is only pennies a day, but if you submit articles on a regular basis and build up a fine selection on a variety of topics, you will soon see the pay increasing. You make money whenever a reader clicks on an ad posted on that site.

There is more money to be made when you can write well. With the subscription sites, you pay to join and then gain entrance into the bidding sections of the site where you can choose writing jobs in your field of expertise. You browse through the writing jobs that are posted and decide how much you would charge to complete the work. You then submit a proposal to the client and if you are chosen you have a temporary writing job. Some of the jobs will take you only a few hours or a day to complete, while others take longer or could even be full time employment. You can choose to be paid through the subscription site or if the employer wishes you can be paid through an offshore bank account.

You can decide which projects you would like to take on and how much writing you do in one day. This is the perfect job for stay at home moms and dads because they can work around the children sleep and play schedules. Work late into the night or early in the morning ?whatever time you wish. You don have to get dressed for work and try to manage the traffic in the morning in an effort to get to work on time. Stay in your pyjamas all day, take coffee breaks whenever you want or just go outdoors and enjoy the great sunshine.

Your office can be your kitchen table. Just open your laptop and go to work. Your employer can be in any part of the world. The only investment you need for such a job is a computer with an Internet connection and perhaps a paid subscription. There are many ads posted online looking for freelance writers in all genres and industries. If you have technical or computer expertise, you could be a writer for a user manual or write handbooks or study guides for teachers and students. The world is at your feet when you choose this line of work and you choose your own rate of pay.

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